Smarter Finance Solutions for Your Home, Business & Future.
We help Australians secure home loans, refinance, and access business or car finance — with tailored advice and ongoing support. Check Your Borrowing PowerMore than 40 lenders to choose from, including the majors.
Welcome to SRF
The mortgage brokers who make navigating the property market simple.
With a second-to-none understanding of the property market and a comprehensive panel of lenders, the team at Sarah Rose Finance take pride in offering tailored solutions relevant to your finances and lifestyle.
With our personalised service, our team can simplify any property journey. From purchasing your first property, refinancing your home loan, to even expanding your investment portfolio, there’s nothing the SRF team can’t do.
Why should you give your investment portfolio a health check
A key element of a successful investment portfolio is conducting regular health checks.
Consistent, systematic reviews of your investments allow you to stay aware of your investments’ performance.
By routinely evaluating your investments, you can take advantage of market opportunities and capitalise on new investment strategies, providing you with the peace of mind knowing your investments are performing optimally at any given time.
Our team can give your investment portfolio the thorough health check it needs, using our expert knowledge to ensure your investments are appreciating at their maximum potential.
How does your loan fit your lifestyle?
Your loan shouldn’t hold you back, it should move with you. Just like choosing the right path on a hike, finding the right loan is about balance, clarity, and confidence.
We’ll help you understand how much you can borrow and show you options that suit your lifestyle, whether you’re starting fresh, refinancing, or planning your next move.
At Sarah Rose Finance, our team is here to make sure your loan supports the life you want to live, not the other way around.
Our History
Most brokers talk about loans. At Sarah Rose Finance, we talk about your future.
Founded by Sarah Rose, who went from a Commerce degree to fintech innovation, our business merges financial know-how with modern technology to make borrowing simple, fast, and smart.
We specialise in turning complex investor strategies into real-world results, helping Australians across the country reach their goals with confidence.
How it all works
Here’s what you can expect throughout the home loan process
- Introductory chat (15-30 minutes)
- Full financial check and strategy (30-60 minutes)
- Pre-approval/conditional approval (2-7 business days)
- Full loan application and documentation (2-5 business days)
- Property valuation and lender assessment (5-15 business days)
- Conditional approval (varies case-by-case)
- Settlement preparation (1-2 weeks before settlement)
- Settlement day
- Ongoing support
Frequently asked questions
What services do you offer?
Why should I use a finance broker instead of going directly to a bank?
Additionally, brokers are paid commission by lenders, meaning our services are typically free for clients. This won’t affect the rate or loan structure we recommend, as our top priority is always finding the best outcome for you.
What documents will I need to provide?
Generally, you’ll need:
- Proof of ID (driver’s licence, passport)
- Recent payslips or income evidence
- Bank statements
- Details of assets and liabilities
- Property details (if applicable)
Whatever outcome you’re looking for, we’ll guide you through exactly what’s needed for your application.
Do you work with first home buyers?
Yes, we love helping first home buyers! We’ll explain your options clearly, help you understand government grants and schemes, and make sure the process is as smooth as possible.
Can you help with complex or self-employed applications?
Yes! We have experience working with business owners, contractors, and self-employed clients. We understand how to present your financials to lenders in the best possible way.
Do you only help local clients?
We can assist clients from all across Australia via phone, email, or video meetings.
Hear what others have to say
"Sarah Rose Finance team truly understands the market and helped me secure the best mortgage deal. I highly recommend their services."
John Milligan
"Working with Sarah Rose Finance (SRF) was a game-changer for me. Their personalized approach made all the difference in my investment journey, now have 3 properties!"
Emily Chen
"I am grateful to Sarah Rose Finance for their expert guidance. They made the mortgage process smooth and stress-free."
Aisha Patel
Request a Call
At Sarah Rose Finance, we pride ourselves on being the mortgage brokers you can rely on to discuss your property needs. Request a call today, and let’s take the stress out of your next property journey.